A peek into an oddball teen's mind.

Good Evening! I got this crazy (honestly .... if i find it a bit "siao" it should be quite siao la) idea that i've delayed over a year or two. Recent events such as my mum falling ill and the recent passing of my 大舅 (Mum's eldest bro) have helped cement the notion of going through with the idea. THE IDEA in context? A family owned company which buys shares in listed companies with no or low debt and use the dividends to be reinvested together with additional capital contribution on a yearly basis. I've attached a table below for viewing.  Assuming a yield of 5% P.A. from dividends , excluding capital appreciation , aga aga results are as shown below. FYI , my extended family is big so can do it on such a scale if not each shareholder contribution has to be larger to obtain such results. Disclaimer(s): 1) Chart too small don't blame me , zoom in , zoom zoom. Paiseh la , i IT. noob (I provided two snips which should help in understanding the t...

Hi everyone , Ah boy is becoming a broken tape recorder at this rate but let's continue where i left off the last time round.  As most of us know , financial literacy levels are dipping not only in Singapore , but also worldwide.  In this post , ah boy shall explore ways that we can bring it up! Ah boy self coins myself ah boy as I'm much younger than many of the finance bloggers out there and as such , don't expect to see ultra chim words in my blog. Just 5 steps to improve your understanding of financial literacy or that's how i did it la , not orthodox at all de: 1) Pick up an annual report (AR) I recall vaguely back in 2009 i first started seeing these thick "books" with lots of pictures and stuff on my then neighbour's doorstep, he was waiting for the karang guni man i assume (then where got pdf one? LOL) , now on hindsight , i think it might be due to the financial crisis then. I remember this one very clearly , i picked ...

Hi peeps Ken is hunting , hunting for what ah? Food? Money? Drinks? Friends? NONE of the above except maybe new friends , i'm looking for fellow bloggers, or readers that have friends that are financially-savvy of various ages , it's good for me to make more friends eh? Email me!  At kgbullion@gmail.com , let's meet up for a cuppa or two , or a glass or two , whichever you might prefer! Criteria: 1) Financially savvy (No need large portfolio one, wahahahaha , don't worry la , i won't eat ppl up one) 2)Willing to la kopi one Cheerio Ken Ps. stay tuned for part 2 of the most recent post on Fin-Lit knowledge in Singapore Picx from google.

Hi peeps , ah boy is back with a bone to pick .... kidding la , i had my fill of bah kut teh liao (although hor on a side note, i'm still searching for a BKT that agrees totally with my palate....) The purpose of this post is to express some of my own points , the stuff below , please take it with a pinch of salt ah , don't take it to heart ah , in case i offend any of y'all , apologies in advance. See ,  quite a while back , very long ago actually ( the reason i chose to bring this out now is due to the similarity in the issue on hand) , be4 this article came out that Singapore's Fin-Lit(Financial Literacy) level has experienced the largest decline in APAC , the article can be found here  . I asked a fellow blogger , a more experienced and wiser one , Uncle Rich from InvestOpenly to do a small piece on his take of Singapore's Fin-Lit state. Read the piece below and ah boy shall continue with my story. Ps. The piece written by Uncle Rich is uncensored and un...

This post is dedicated to 2 valued friends of mine (y'all know who you're)  and also as a sort of a reflection for some of my younger readers :) Ah Boy knows that stuff doesn't always go smoothly as planned , bumps along the way happen. When that happens what choice do you and all of us have but to suck it up and move on?  When you look back from where you almost fell , and see how far you have climbed , remember the drive and the effort you took to get where you're and pause, pick up the pieces and continue the climb. Remember that for ever one person out there that is waiting for you to fail , a hundred others are waiting for you to excel and inspire them to do the same , so help yourself and help them , in turn by taking some alone time and sort out your thoughts and press on. The day when you know you've achieved something is when someone up on the street comes up to you and say thank you for helping them or their family etc etc in some way or another! Ok ...

OK! Way Way Overdue review of the evening i had the chance to spend in a room with  ASSI AK aka the russian gun on my blogger list that i frequent. (This russian gun knows how to taiji one! read on for more eh) Nuff said , let us begin proper. The event was nice , both evenings had different crowds , from all walks of life. I didn't attend part 1 , so the 1st evening is part 2 ah. 1st Evening (Part 2) Crowd enthu , simi qns also shoot ,more seasoned investors, counters and issues discussed ranged from S Chips , REITs , Biz trusts , hospitality Trusts etc etc . SembCorp , Keppy la , erhem some o&g firms la.... (those who were there sure noted buying or selling interest increase the next trading day lor! ) Some of the Qns that AK felt could be better handled , he taiji to the panelists lor! Some salient points from Part 2: i) Know and determine what you're in a stock , reit , etc , alternative investment first  ii)Time your investments, trades. iii)DYODD , as emph...

Hi Peeps! This post ah , is gonna be damn long man (Kidding lah , i try to finish as fast as i can without expressing my anger too much eh! ) Oh yah , at this part better state , the organisers gave ah boy a one time waiver of registration fee cause i tried to jio more people to attend this event through my blog, ken (ah boy) thank y'all for that gesture. You will understand later on why i need to put this disclaimer here liao! OK ! So it was that time of the year again when ah boy will sneak into NCF (National Cashflow Competition ) and play for fun , but this year got twist wor! Read on for more :) The event started off without a hitch , registration was a breeze , facilitators were well-mannered , game started off on a good note :) Here are some picx taken by ah boy as shown below : (Sorry for the image quality ah , if it's not clear) Before the Tertiary Category Prelims Begin Some nice prizes eh? Hehe, ah boy didn't get to go for the macbook though...

Hi there ah, happy cny in advance to you all who are reading first. Sorry for not blogging quite a bit , was busy with assignments and stuff. Now, let's get it started proper shall we ? So every year , my family will have a simple steamboat meal , nothing fancy , nothing to shout about but the amount of quality time spent is impossible to monetize. So ah , ah boy is going to talk about food today , have you ever wondered how many of the companies that produce , retail or distribute foodstuff is listed locally (for this post we look at local la ah, ah boy hungry liao , wanna go eat steamboat soon) ? Ah boy has this weird habit , whenever i see something that piques my interest such as idk....i was doing some cny grocery shopping at **** and ** (same day 2 diff. supermarkets) , then i saw this canned peach can. Being curious i actually went to google and find out if the co. was listed anywhere on any exchanges , so i found out hosen was listed and del-monte was also listed!...

Hi there peeps ! Ah boy is back with his musings this time with my new found partner in crime (erhem lunch ba) .... so i decided to do a short interview of uncle rich for some of the younger readers to hopefully absorb a bit from :) So background info , some of y'all might know uncle rich from reading his blog , for those who haven't , nvm ah ken now intro to u! LOL , uncle rich is a working adult , a retail investor like most of us , and also married (my female readers , sorry lar , nvm , u ask uncle rich match make for u also can :p ) So yea, some of y'all were saying that my singlish musing a bit *sue sae after the last post in more standard ang mor , so , singlish is back ! *(lose the 阵 ， dialect to english translation you go figure la) Long story cut short lar , here it goes. I asked him 11 Qns , let's see his answers! Picture courtesy of Auntie Rich ! 1)  Investor / Trader / Campuran ( Bahasa? ) Ans: I am still pretty new to...

Hello fellow human beings , ken back with his random thoughts of the day :) The topic at hand :  Trading = Playing with fire? Investing = The SAFE way out?  This happened about 2-3months back? Didn't have the time to blog then , ah boy was having exams. Characters Involved: 1) Me 2) Auntie A 3) Auntie B 4)SA -Son of Auntie A 5)SB-Son of Auntie B Convo lasted about 5 mins  I was just q-ing outside this financial institution to draw cash (nicer way to term a bank lar , ken now upgrade the engerish standard can or not? :p ) u know , the one with that red ship one yea, the one lar .... So Auntie A was putting in her $ for an ipo counter and was telling her other friend that the son is very good at trading wor (ah boy kaypoh ma , cause the q so long , wait until i can q for old chang kee curry pok on sundays and come back leh , can imagine lar , sure salary release day one -.-) then Auntie B was saying wah , trading bery bery high risk wor ! Son A must ei...