A peek into an oddball teen's mind.

Good Evening! I got this crazy (honestly .... if i find it a bit "siao" it should be quite siao la) idea that i've delayed over a year or two. Recent events such as my mum falling ill and the recent passing of my 大舅 (Mum's eldest bro) have helped cement the notion of going through with the idea. THE IDEA in context? A family owned company which buys shares in listed companies with no or low debt and use the dividends to be reinvested together with additional capital contribution on a yearly basis. I've attached a table below for viewing.  Assuming a yield of 5% P.A. from dividends , excluding capital appreciation , aga aga results are as shown below. FYI , my extended family is big so can do it on such a scale if not each shareholder contribution has to be larger to obtain such results. Disclaimer(s): 1) Chart too small don't blame me , zoom in , zoom zoom. Paiseh la , i IT. noob (I provided two snips which should help in understanding the t...

Wah time flies man. So fast one year liao ah!! It's that time of the year ah boy asks u to spend a few hours and 10 dollars to have fun la! Play game , chit chat , maybe share or learn more about finance and make more friends! See my post last year about it  here   . Ya , National Cashflow Competition is back. Game is still the same , Asset Finesse , Venue also still the same. What is the National Cashflow Competition 2016? National Cashflow Competition (NCF) 2016 is the largest annual event proudly presented to you by NTU Investment Interactive Club (NTU-IIC). This year, their organising committee is happy to introduce  a locally designed board game, Asset Finesse ™  (AF). This board game is suitable for anyone that seeks to  understand the economics of Singapore, to appreciate the uniqueness of a small but economically-powerful nation. More importantly, it provides players with a fun-learning experience about finance in general. ...

Hi everyone , Ah boy is becoming a broken tape recorder at this rate but let's continue where i left off the last time round.  As most of us know , financial literacy levels are dipping not only in Singapore , but also worldwide.  In this post , ah boy shall explore ways that we can bring it up! Ah boy self coins myself ah boy as I'm much younger than many of the finance bloggers out there and as such , don't expect to see ultra chim words in my blog. Just 5 steps to improve your understanding of financial literacy or that's how i did it la , not orthodox at all de: 1) Pick up an annual report (AR) I recall vaguely back in 2009 i first started seeing these thick "books" with lots of pictures and stuff on my then neighbour's doorstep, he was waiting for the karang guni man i assume (then where got pdf one? LOL) , now on hindsight , i think it might be due to the financial crisis then. I remember this one very clearly , i picked ...

Hi peeps , ah boy is back with a bone to pick .... kidding la , i had my fill of bah kut teh liao (although hor on a side note, i'm still searching for a BKT that agrees totally with my palate....) The purpose of this post is to express some of my own points , the stuff below , please take it with a pinch of salt ah , don't take it to heart ah , in case i offend any of y'all , apologies in advance. See ,  quite a while back , very long ago actually ( the reason i chose to bring this out now is due to the similarity in the issue on hand) , be4 this article came out that Singapore's Fin-Lit(Financial Literacy) level has experienced the largest decline in APAC , the article can be found here  . I asked a fellow blogger , a more experienced and wiser one , Uncle Rich from InvestOpenly to do a small piece on his take of Singapore's Fin-Lit state. Read the piece below and ah boy shall continue with my story. Ps. The piece written by Uncle Rich is uncensored and un...

Hi Peeps! This post ah , is gonna be damn long man (Kidding lah , i try to finish as fast as i can without expressing my anger too much eh! ) Oh yah , at this part better state , the organisers gave ah boy a one time waiver of registration fee cause i tried to jio more people to attend this event through my blog, ken (ah boy) thank y'all for that gesture. You will understand later on why i need to put this disclaimer here liao! OK ! So it was that time of the year again when ah boy will sneak into NCF (National Cashflow Competition ) and play for fun , but this year got twist wor! Read on for more :) The event started off without a hitch , registration was a breeze , facilitators were well-mannered , game started off on a good note :) Here are some picx taken by ah boy as shown below : (Sorry for the image quality ah , if it's not clear) Before the Tertiary Category Prelims Begin Some nice prizes eh? Hehe, ah boy didn't get to go for the macbook though...

Hi there! Warning : You might need to spend $ after this post. Most or if not all of my blog readers shouldn't know this , but ah boy has been attending the NCF (National Cashflow Competition) for fun for a few years (other than twice in secondary school cat no choice ma that time , last year was in open)  , though most of the time, it was just a way for me to survey the market and play a game or two for fun :) This year , see my mood la , either Open or Tertiary category. Ah boy doubles as a financial literacy "educator" (though in my own style and flavor la) , so i can peep at my competitors ma , and check out market strength       ;) This time around though , i might have a bit more fun! There's the new game , Asset Finesse used instead of the usual cashflow 101 , ah boy hasn't been to the training session though , but i got a rough idea of how it will be like , just that i'm hoping it can stimulate my mind more as compared to cashflow 101 l...